春天的到来总会让我们想起假期. Sunshine leads to outdoor cookouts, warmer temperatures lead to time at the beach, and with that, there is an uptick in travel.

旅行——无论如何，无论在哪里——都会带来压力. Travel delays, car breakdowns, missing hotel reservations, 人们通常会想到丢失的行李, 但是如果你的信用卡在你不在的时候丢失或被盗了怎么办? 这是许多旅行者没有想到的情况，但应该随时做好准备. 这里有三种方法可以帮助你把旅行压力降到最低.

Lost/Stolen Reporting

当你在路上的时候，你最不想处理的事情就是你的信用卡丢失或被盗. If it happened to you, would you know what to do? If you have the Arbor Financial Card Control app, 你可以用你的移动设备立即锁定和解锁你的借记卡和信用卡，并报告你的卡丢失或被盗. For added convenience, 你可以设置旅行通知，以确保当你出城时不间断地使用你的卡. If you don’t have the Card Control app, then contact Arbor Financial right away. 我们会与Visa合作关闭您的信用卡，并报失或被盗. You can also contact Visa’s Global Customer Care Services directly or after hours.

Emergency Card Replacement & Emergency Cash Disbursement

Reporting your card lost or stolen is one thing, 但是如果你需要用这张卡支付酒店账单呢, 或者你的整个钱包都被偷了，你需要立即获得现金? Visa将与Arbor Financial合作，在任何时候为您提供紧急现金预支和/或替换卡. Toll-free numbers are available 24/7.

Zero Liability Policy

Rest assured that if your card is ever lost, stolen or otherwise compromised, 只要您在合理的时间范围内报告，您将不承担未经授权购买的责任. 等到你一周后回家再把事情理清楚是可以的, 但不要拖延三个月，否则, you may risk losing the liability benefit.
 
我们想让你成为一个知情的持卡人，可以自信地准备，以防你发现自己在这些情况下. If your credit card has been lost, stolen, 或者如果你发现你的账户上有未经授权的交易, call us immediately at 269-375-6702. Or at 1-866-652-7143 after business hours.

Card Services